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FINANCE

Shopping can have
the same dopamine
reward circuity as
highly-addictive drugs.

walk away and think on what you do well.
about it. If you still Become a consultant in
whatever field you spe-
want that sweater a day
BUDGETING TIPS or two later, then go cialize in. Do you love
meeting new people
back and get it.
Don’t open more and making your own
hours? Anyone with a
By Liz McGehee 3. than 2-3 credit clean driving record can
cards. work for Lyft and Uber.
t might surprise ize on these money-sav- Use a debit card as
you to learn that ing tricks more than often as possible so that Learn to invest.
most millionaires anyone. Make sure you you don’t overspend. 5. Get-rich-quick
Iare frugal. They really get the best deal The spending rewards schemes are risky and
know how to budget, before forking over that come with credit rarely pay off. Invest
they don’t overspend your hard-earned cash. cards often encourage in your retirement or
and they often live be- us to spend more. It’s look for ways to earn
low budget. You may Ask yourself if a lot harder to let go of interest on your mon-
not be a millionaire, 2. you really need it. your checking and sav- ey. Some banks offer
but you can live well by According to a study ings than it is to charge rewards for keeping a
practicing these simple in the Journal of on a somewhat limitless set minimum balance in
budgeting tips: Psychoactive Drugs, credit card. your checking account.
shopping can have the FDIC-insured online
Be thrifty. same dopamine reward Get a side job. banks also offer higher
1. Practice restraint. circuity as highly-ad- 4. If you want to interest than national
Even millionaires aren’t dictive drugs, including save money, consider a banks. Keep moni-
above coupons, deals cocaine, opiates, and second job. Yes, you toring interest rates
and penny-pinching. If nicotine. Whether it’s will be busy, but this is for changes and better
anything, they capital- a sweater or a new car, a chance to capitalize opportunities.

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